SSDI Recipients: If you live in America and are a beneficiary of Social Security Disability Insurance i.e. SSDI, then there is another good news for you. Not only you, but your family members like your spouse and children may also be entitled to monthly payments under SSDI on your record.
Many people are unaware that if someone is getting SSDI, then his entire family can also take advantage of it. This makes the financial position of the family even stronger.
Let us know in detail which members can take advantage of this scheme, how much amount can be received and when will the upcoming SSDI payments be made.
What is SSDI (Social Security Disability Insurance)?
SSDI is a government scheme which is operated in America under the Social Security Administration (SSA). If a person becomes disabled due to any reason and is unable to work, then this scheme is designed to help him.
If you have paid Social Security Tax (FICA Tax) while working, then you may be eligible for this scheme. When your disability is recognized by the SSA, you get a fixed amount of SSDI payment every month.
Family members can also avail the benefits of SSDI
When someone starts getting SSDI payments, the family members of that person may also be entitled to get money under this scheme.
Spouse
If your wife or husband is eligible, they can also get a fixed amount under SSDI. For example, on average a spouse gets $440.46 per month.
Children
If your children are also eligible, they can get an average of $512.13 per month.
It is worth noting that the amount received by these members is slightly less than the amount received by that disabled worker.
How much can you get in SSDI yourself?
If you are a Disabled Worker yourself, then on average you can get $1,581 per month.
Apart from this, the average payment that is normally received under SSDI is $1,439.97 per month.
Keep in mind that this average amount is slightly less than the retirement benefit. A major reason for this is that due to disability, the person’s Social Security earnings are reduced and due to this his monthly payment is also less.
How can you increase the amount received under SSDI?
If you are currently working and want to receive more Social Security payments in the future through SSDI or during retirement, keep these things in mind:
Work in a job covered by SSA
Confirm that your employer is depositing Social Security taxes correctly.
Check your earnings record
Check your earnings record regularly through the ‘my Social Security’ account.
Choose higher-paying jobs
The more you earn, the more Social Security taxes will be deducted, which will directly affect your future benefits.
Try to earn up to the Taxable Maximum
If you are earning up to the SSA’s Taxable Maximum, you can get up to $4,018 per month in SSDI.
Choose the right time to file
Although in the case of disability, you cannot decide at what age to file. But if we talk about retirement, you get 24% more amount if you file at the age of 70.
When will the next SSDI payments be made in the US?
Now let’s talk about the upcoming SSDI payment. The next payment will be made on June 25, 2025. But not all SSDI recipients will receive this payment.
This payment is only for those people:
- Whose birthday falls between the 21st and 31st of any month
- Who are not simultaneously taking Supplemental Security Income (SSI) benefits
- Who started receiving SSDI after April 30, 1997
Read more: $1,000 Stimulus Checks in 2025: Who’s Eligible and When Will Payments Arrive?
If you fall into this category, you will receive an SSDI payment on June 25.
If you are already receiving SSI or are taking SSDI before May 1997, your next payment will come on July 3, 2025.
Why is it necessary to increase SSDI benefits?
It is common for disability payments to be low because disability often reduces a person’s working years. But if you keep these things in mind from the beginning, you can get a good amount in the future.
- Good salary and more working years will give you more benefits in SSDI
- Keep checking your records from time to time
- If your health improves or you start working, then inform SSA about it, otherwise your payment may stop or decrease.
Conclusion
If you or your family members are beneficiaries of SSDI, then it is very important to know when and how much amount can be received.
You yourself can get up to $1,581 on average. Your spouse can get an average of $440.46 and children can get an average of $512.13.
The next payment is on June 25, 2025, but this is only for those whose birthday falls between 21-31 and are not taking SSI. The rest of the beneficiaries will get payment on July 3.
If you want to receive more SSDI in the future, keep these tips in mind: Choose a good job, keep accurate earnings records, and follow SSA rules.
If you need clarity about your case or have questions, contact the SSA website or your nearest Social Security office.